Are you planning a new home build in Florida? Congratulations! The Sunshine State is a truly wonderful place to live and we hope your new home project brings you joy and fulfillment for many years to come. Although this is an exciting time, it can be overwhelming as well.
One way to be sure your project gets off on the right foot is to obtain the right type of insurance coverage. An American Integrity Insurance agent can provide a Florida homeowners insurance quote for new construction and explain more about what you should know.
Does Florida Homeowners Insurance Cover New Construction?
Building a new home in Florida can be an exciting experience, but it can also be a bit confusing. Most people purchase a home after construction is completed. However, the standard homeowners policy is not designed to cover the construction phase of your new home. You will want to examine your contract with the builder and discuss the insurance provisions to make sure there is adequate coverage provided while still in the construction phase.
Insuring Your Newly Constructed Home
It’s exciting when you stand back and see your newly constructed home for the first time, and it’s also quite an accomplishment. You will want to insure your new home with as much care and detail as you put into building it. The reason for this is simple – your newly-built home is safer, more modern and much less likely to need a damage claim for several years. It’s also less prone to fraudulent roof claims. (let’s link to a roof claim blog here)
In addition, if your newly-built home has a metal roof, tile roof or other fire-resistant materials and systems, you could save even more. Ask your American Integrity Insurance agent about all the available discounts when you call us today for a Florida homeowners insurance quote for new construction.
American Integrity Insurance is committed to providing Florida homeowners with sound, comprehensive insurance coverage and an extraordinary customer experience. We strive to be a valued partner to our policyholders, agents, and community.
We offer traditional and high valued homeowners insurance, condo insurance, renters insurance, and the special coverage required for vacant homes, manufactured homes, and policies designed for those who need less coverage or are renting out their home. We also offer extra protection, including flood insurance, umbrella insurance, golf cart insurance, boat insurance, cyber coverage and identity theft protection as well as equipment breakdown coverage, to help address a broad range of needs facing Florida homeowners today.