Leadership Team

Robert Ritchie

President & CEO

An insurance industry veteran with more than 35 years of experience, Bob Ritchie has built and transformed businesses ranging from startups to large national insurance companies. His vast background includes specialty niche insurers, such as American Modern, national carriers, including AIG and CNA, and conglomerates, including GE Insurance Solutions. He brings this experience to benefit American Integrity and its policyholders.

Bob is a leader who understands the needs of both his customers, the agent, and the policyholder. His specialties are broad with a strong analytical base along with profound success in sales and marketing. As the founder of American Integrity, he is committed to the success and growth of the Company along with the stability of the Florida insurance marketplace.

Bob has been at the forefront of shaping and advocating for needed property insurance reform that affects all Floridians. This legal crisis has a direct impact on insurance and insurance rates.

He and his wife Donna founded the Ritchie Hockey Foundation after the passing of their son Jason, a lifelong hockey player. Through the organization's work, they serve student-athletes, helping them discover and reach their potential. Since its inception in 2009, 16 scholarships have been awarded, and numerous local children have been served with annual free baseball and hockey clinics.

Bob is a graduate of the University of Evansville. He graduated with a BS in Finance with a minor in music.  He serves on the board of Enterprise Florida, Inc. (EFI), a public-private partnership between Florida's business and government leaders, and is the principal economic development organization for Florida. EFI's mission is to expand and diversify the state's economy through job creation. In pursuit of its mission, EFI works closely with a statewide network of economic development partners and is funded both by the State of Florida and private-sector businesses.

Jon Ritchie

Chief Operating Officer

Jon is the Chief Operating Officer of American Integrity Insurance Company. As an integral member of the executive leadership team, Jon is responsible for managing the Company’s profitability and day-to-day operations management, and has overall accountability for top and bottom line performance, execution and business results.

Jon began his tenure with American Integrity over ten years ago, and has been an instrumental part of our growth, success, and culture. Prior to moving to Florida, Jon was co-owner and founder of an entrepreneurial venture in Chicago that had successfully been in business for over seven years. His prior skill sets of data analysis, capital budgeting, and capital raising proved extremely useful as he leveraged these skills working throughout several departments within our Company.

Jon holds an undergraduate degree from DePaul University, where he majored in Finance, and received his MBA from the Kelley School of Business at Indiana University with concentrations in Finance and Entrepreneurship.

Dick Dowd

Executive Vice President - Sales and Marketing

As the Executive Vice President of Sales and Marketing, Dick will set strategies to accelerate profits, revenues, market share, and work to further deepen American Integrity’s partnerships with preferred independent agency partners, increasing the company’s footprint and brand awareness throughout Florida.

Dick has significant experience in new product development and management of distribution networks, and has a proven track record of producing top and bottom line results that far outpace the insurance industry.  Prior to joining American Integrity, Dick served in several key executive roles, including: Senior Vice President of Property for Aegis Security Insurance Company, Executive Vice President of Sales for American Modern Insurance Company and Senior Vice President of Personal Lines for Harleysville Insurance Company.

Dick possesses a unique blend of expertise in sales and product, personal and commercial lines, and standard and specialty lines. He earned his Bachelor of Arts in Political Science from Hobart College and holds his CIC designation.

Angie Quinn

Senior Vice President & Chief Human Resources Officer

Angie Quinn brings nearly 20 years of operational and leadership experience in a variety of corporate roles related to human resources, quality, training, planning, and performance management.  Angie previously held roles of increasing responsibility with SITEL Corporation, including director of human resources and just prior to joining American Integrity served Citizens Property Insurance Corporation for five years.  

Angie’s leadership accomplishments have been focused on executing strategy to promote organizational excellence; increasing employee engagement and serving on key projects within each of her organizations.

Angie has a B.S. in Business Administration with an emphasis in Management from Peru State College, Nebraska; and is an active member of several professional organizations, including Society of Human Resource Management (SHRM).  Additionally, Angie is a recent graduate of an executive leadership program sponsored by the University of North Florida. 

Brent Radeloff

Senior Vice President of Product, Pricing, and Underwriting

Prior to coming to American Integrity, Brent led the Western Region Product Management team in Personal Lines at The Hartford from 2013. In addition to managing the P&L of the region, he led the team through a pilot of lean management systems and transitioning the pricing role to a new centralized function. Upon arrival at The Hartford in 2011, he implemented rate and underwriting changes to improve New York agency auto results by 20 points in two years.

Prior to coming to The Hartford, Brent spent five years at Travelers managing the P&L as Product Manager for three different regions. He also led the successful completion of several strategic projects including the build of a key pricing tool called “disruption” and integrating it into Travelers maintenance IT infrastructure.

In over eight years at GMAC Insurance, Brent held roles of increasing responsibility, where he successfully led the development and implementation of a new auto product in the direct to consumer affinity business while achieving growth and profitability targets. Prior to GMAC Insurance, Brent held actuarial roles at American Bankers Insurance Group (Assurant), and C.N.A. Insurance.

Brent earned his Bachelor of Arts degree in Economics from Northwestern University and completed the Executive MBA program at Northwestern’s Kellogg Graduate School of Management. He enjoys spending time playing golf, traveling and renovating properties with his wife Kim. 

Nathan Clay

Vice President of Claims Management

As the Vice President of Claims Management, Nathan leads all claims handling for both the inside and field teams. He provides strategy formulation and implementation across the claims department and works effectively with all departments throughout the organization to ensure the timely investigation, assessment and settlement of claims.

Nathan began his career with Farmers Insurance before transitioning to The Hartford, where he served as a Field Team Lead. Most recently, he was Director of Catastrophe Operations, Vendor Management and Large Loss for 45 states at American National in St. Louis, Missouri. There, he created the Catastrophe Response Team tasked to respond to major storm events across the United States, and was an integral part of the claims response for large losses on behalf of the company.  

Nathan earned his Bachelor of Science degree in Business Management from Missouri Southern State University and a Master of Business Administration from Baker University.

Ryan Hodges

Vice President of Risk Management

Ryan has more than 11 years of insurance and reinsurance experience with expertise in risk management, catastrophe modeling, analytics, data management, and product development. Ryan will be responsible for leading the Risk Management department, focusing on catastrophe risk management, portfolio risk management and reinsurance strategies.

Prior to joining American Integrity, Ryan worked for Tokio Marine Technologies, a subsidiary of Tokio Marine Holdings, for over 11 years. In his role at Tokio Marine, he was responsible for managing various risk quantification, process improvement, and product development initiatives. He also has extensive reinsurance pricing experience obtained through working with one of Tokio Marine’s Reinsurance subsidiaries, both in the Bermuda and London markets.

Ryan earned a Bachelor of Science degree in Mathematics from the University of West Georgia and holds his ARe (Associates in Reinsurance) designation.

Jennifer Kowalski

Vice President of National Accounts

In her role, Jennifer will spearhead efforts to build, develop, and maximize relationships with our national and multi-state accounts, with a focus on profitability.

Jennifer began her 16 year career at Bankers Insurance Group, where she managed non-standard auto programs in Florida, Texas, Louisiana, Washington, Oregon, and California. She then became the Director of National Accounts for American Strategic Insurance, where she was a key part of the sales team that grew ASI in Florida.

Immediately prior to joining American Integrity, Jennifer served as Vice President of Sales with Velocity Risk Underwriters where she created the distribution arm of personal lines at Velocity.

A graduate from Eckerd College in St. Petersburg Florida, Jennifer holds a Bachelor of Arts in Management and has a CPCU Designation.

Toni Logan

Vice President of Marketing

Toni has more than 15 years of marketing and communications experience, most of which she acquired while working for property and casualty insurance companies. She has worked in corporate communications for USAA and Allstate Insurance companies, and most recently as corporate communications manager at Security First Insurance Company.

Toni is responsible for leading the company’s marketing strategies - branding, advertising, lead generation, sales team support, competitive analysis, content creation, public relations, marketing communications and stakeholder relations. In her role, she and her team are charged with helping to analyze and constantly improve the user experience, ensuring each touch point is personalized, consistent and professional, and developing and maintaining the company’s digital properties.

Toni, who grew up in Tampa, is a graduate of the University of South Florida and the University of Florida, where she earned her bachelor’s and master’s degrees in Mass Communication, respectively. 

Patrick Madigan

Vice President of Underwriting and Client Services

Patrick Madigan has 20 years of experience in underwriting, product, pricing, strategy development, and process efficiency in the insurance industry.  He began his career at CNA Insurance and progressed through positions of increasing responsibility at Nationwide and Kemper Insurance companies before applying his leadership skills in the vendor space, working for a business process outsource organization that provides IT services to the industry. Before joining American Integrity, Patrick established underwriting strategy for a newly formed regional company writing business in the Southeastern United States. 

Patrick’s strength is building highly effective teams that function efficiently and have fun doing it.  He has an established track record of identifying and removing roadblocks to improve individual, team and process performance. Patrick is recognized in the industry and is frequently invited to speak at industry events about operational efficiency in underwriting, implementing new systems and managing significant change in an organization. 

Patrick earned a B.S. degree in Kinesiology from West Chester University of Pennsylvania and an MBA from Penn State University, and holds a Six Sigma Green Belt certification.

Michael Sperounes

Vice President of Litigation

As Vice President of Litigation, Michael Sperounes leads and establishes strategic direction for our litigation department, while identifying trends and emerging issues facing Florida’s complex and dynamic property insurance market.

Michael is a graduate of the University of South Florida (Honors: 1985) and Stetson College of Law (J.D. 1989). Sperounes joined American Integrity in 2018 and he brings significant trial experience focused on first- and third-party insurance defense. He has advised and represented Florida’s property insurers in first-party property disputes arising from sinkhole, windstorm, fire, mold and water losses as well as represented insurers in coverage litigation.

Michael’s prior near thirty (30) years of legal experience includes the position of Tampa Managing Partner for one of the oldest Florida regional insurance defense firms.

John Walsh

Vice President of Innovations and Data

John Walsh brings over 20 years of P&C insurance operational, analytical and leadership experience in a variety of roles managing data analytics, customer experience, sales, agency support and quality & process management.  At American Integrity, John is responsible for leading business intelligence, special projects and strategic partnerships across the organization.

Prior to joining American Integrity, John held the role of Director of Insurance Operations for Auto Club South Insurance Company and Auto Club Insurance Company of Florida at AAA for 5 years.  There, he led initiatives resulting in significant improvements to company Net Promotor Score, agency satisfaction and policy retention.  John also held a lead role in successfully introducing the AAA Car Care Plus business line into the Florida market in 2019 by leading the efforts in business analytics, quality and process development. 

Prior to joining AAA, John worked at Progressive Insurance for over 15 years and held positions of increasing responsibility including a diverse range of insurance leadership and analytical roles where he consulted in large business initiatives to develop operational, sales and growth strategies. 

John studied Business Management and Psychology at the University of South Florida and is a United States Marine Corps veteran of Operation Iraqi Freedom.

Wei Xie

Vice President of Pricing and Actuarial Services

Wei brings an extensive background in actuarial service and management to the American Integrity team. In his role, he leads the company’s actuarial pricing team. He will be responsible for leading the pricing and reserving efforts as well as introducing advanced predictive analytics to our business model.

Prior to joining American Integrity, Wei started his career as a consulting actuary for major property and casualty insurance carriers and then moved into insurance corporation world, Zurich Insurance Company and Berkley Oil and Gas (a W. R. Berkley company). During the course of his career, he has managed teams in reserving, pricing and predictive analytics while also leading the development of actuarial infrastructural changes within those organizations.

Wei is a Fellow of the Casualty Actuarial Society (FCAS) and holds a Master of Science in Actuarial Science from the University of Wisconsin.

Kevin Comerer

Legislative Director

Kevin Comerer has been on the political front line since 2010, first serving in the Florida House of Representatives as an aide for state Rep. Tom Grady (Naples, FL) and later for then-state Rep. Kathleen Passidomo (Naples, FL). Along the way, he worked on multiple state House and Senate campaigns each of which resulted in landslide victories. Prior to joining American Integrity, he had ascended to the position of Senior Legislative Aide for newly elected Sen. Kathleen Passidomo, where he managed all aspects of the office and worked to advance Sen. Passidomo’s legislative efforts.

Comerer will further develop relationships with leaders at the Office of Insurance Regulation, as well as work alongside American Integrity’s Litigation, Risk and Product departments. He will also be instrumental in educating legislators and consumers about insurance fraud and abuse that often occurs after a major natural disaster, such as AOB abuse.

He graduated from Florida State University in Tallahassee, home of our state’s capital, with a Bachelor’s in both Political Science and Sociology.