Florida is a unique state in many ways. Not only do we sport shorts and flip flops throughout much of the year, but we are also surrounded by water on all sides but one. Perfect for beachgoers and sunset-seekers, but at times challenging when it comes to homeowners insurance. Where do you start?
Whether you’re a seasoned (or seasonal) pro renewing coverage or this is your first home, learn more about why it is so important to choose an expert in Florida’s landscape and what you should look for in an insurance company.
We create property insurance solutions for Floridians, by Floridians, to help protect homes and families throughout the Sunshine State. This is an important task, and one we do not take lightly. We offer several different products that fit the needs of our customers, including flood insurance, identity recovery, equipment breakdown, and underground service line to help address a broad range of needs facing today’s Florida home insurance customer.
At American Integrity Insurance, we understand the importance of being there when our customers need us most, and fulfilling our commitment to help them restore their homes and property after a loss. We manage our growth, and finances, prudently to ensure that we we’re able to pay claims in the event of catastrophic weather AND continue to grow and provide Floridians with the comprehensive insurance coverage they need...and deserve. Our robust reinsurance program is one reason we’ve consistently earned an “A” (Exceptional) Financial Stability Rating ® from Demotech, Inc., a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurance carriers.
You may need your homeowners insurance company’s customer service and compassion when you least expect it. Dealing with damage to your home can be a very stressful time. We’ve outlined some key questions to ask when choosing your homeowners insurance company:
- If you called their offices, would you be able to speak with someone in person?
- Is the claims department available 24/7?
We like to reward our policyholders with discounts for many reasons, such as a new roof or fire and burglar alarms. We have a wide range of available discounts to help you make the most out of your insurance policy and get the best deal. Ask about available discounts when you receive a quote from any homeowners insurance company.
Different Policy Types
Floridians are as unique as our state. While some call Florida home year-round, others escape for a little bit of paradise during winter. We know that there are many reasons for wanting a home here, and we pay close attention to what our neighbors and policyholders need. American Integrity Insurance offers several different policy types, whether it’s for your home, condo, rental, manufactured home, or vacant property.