Do You Need a Renters Policy?
Whether you’re new to the Sunshine State or simply unpacking your boxes in a new place to call home, American Integrity Insurance is here to protect your finances and your belongings against unfortunate events like theft or fire. Our renter’s policy protects YOUR stuff – whether you have a little or a lot – and there’s a plethora of options for you to choose from, all at an affordable price!
Coverage For You and Your Budget
The Personal Property coverage on your policy protects your personal belongings, like clothes, furniture, and appliances. Select from $10,000 to $250,000.
Personal Liability coverage is for claims for bodily injury or property damage for which you are legally responsible. $100,000 comes with a basic policy, with an option to purchase $300,000.
We offer flexibility when it comes to your renter’s policy. If you move to a new, qualifying residence, you may continue on the same policy. Your rate will be adjusted accordingly based on your new location. And you can choose from several deductible options:
All Other Perils Deductible: $250, $500, $1,000
- Hurricane Deductible: $250, $500, $1,000
Please note that your Hurricane deductible cannot be more than your All Other Perils deductible.
Need More Coverage?
Scheduled Personal Property - Extra insurance for the valuables you own, such as jewelry, cameras, fine arts, firearms, or antiques
Home Computer - Select from $1,000 to a maximum limit of $20,000 in extra coverage for computers and related equipment
Identity Recovery - Expense reimbursement, restoration and support services related to a covered identity theft
Personal Property Replacement Cost - Insure your items without depreciation
Self-Storage Facilities - Optional increased coverage for personal
Options Exclusive to American Integrity’s Program
Home Cyber Protection - Protection up to $25,000 from covered cyber attacks, cyber extortion events, or fraud events. Learn more
Assisted Living Care - Our renters insurance policyholders can purchase an Assisted Living Care Endorsement that provides contents and liability coverage for your relatives (by blood, marriage, or adoption) who regularly reside in an assisted living facility, and for whom you have a Power of Attorney or complete responsibility.
It includes reimbursement for items such as hearing aids, eyeglasses, wheelchairs, walkers, cases, and more. Additionally, if a covered loss makes the facility uninhabitable, your relative is eligible for additional living expense reimbursement.
We are the only company in the state offering these two endorsements.
Contact your agent to learn more about a renters policy with American Integrity Insurance!