Home Insurance Quote | The iPhone. Social media. Google Maps. What do these things have in common? None of them even existed the last time Florida experienced a direct hurricane landfall.
Yep, Florida – the state with the most people and property exposed to a hurricane – has been extremely lucky the past 11 years, but our good fortune could result in apathy, and fewer people heeding the importance to preparing for severe weather. Tweet this
There’s a strong possibility Florida will experience more intense storms this hurricane season (June 1 - Nov. 30) than in past years, especially as the El Niño weather pattern brought us rainfall totals in January that were 9 inches above normal rates, a potential omen of this summer’s weather.
Now’s a great time to prepare your home and family for hurricane season. Share this
Here are a few tips to help you plan ahead:
A tropical storm or hurricane could bring dangerous flooding, destructive winds, and tornadoes. Review your Florida homeowner’s insurance coverage with your insurance agent to ensure you have the coverage you need if the unfortunate occurs.
- Remember that a standard homeowner’s insurance policy does not cover flooding. And that you don’t have to officially live in a flood zone to be vulnerable to this risk. Reach out to your agent and look into purchasing flood coverage. Flood insurance policies have a 30-day waiting period before they go into effect, so if a flood event is imminent, it’s too late for you to get the coverage you need.
Making an emergency supply kit is also of the utmost importance when preparing for a storm. Make sure your kit provides you with supplies for up to 72 hours. Share Items in the kit should include:
- A NOAA Weather Radio
- Copies of important documents
- Enough cash to fill up your vehicle in case you need to evacuate
- Three days’ worth of non-perishable foods
- Flashlights and extra batteries in case of power outages
- First-Aid kit
Additionally, it’s a good idea to create a home inventory of all your important property to expedite your claim process and help you remember all of your belongings in the event of a loss. Maintaining manuals or receipts for more expensive items could also be helpful when trying to get them replaced with your insurance company. Tweet this
With a bit of preparation and planning, you’ll weather any storm that comes your way this hurricane season. Stay safe and protected! Need a home insurance quote? Find an agent today or request a quote now!