Convenience Is Key: Floridians Now Able to Obtain Home Insurance Quote Online
Tampa, FL – July 1, 2016 – In every state except Florida, consumers are just a few taps, clicks and keystrokes away from obtaining an online homeowners insurance quote. In Florida’s home insurance market, however, instant quote technology is lacking, to say the least. To fill that void and improve the purchasing process for the state’s consumers, one Florida domestic insurance company, American Integrity Insurance Group, co-developed a newly-available instant quote tool with ISCS, a leading provider of software and services to the P&C insurance industry.
“We recognized a critical gap in our market – Florida carriers tend to dictate the channels consumers must use in order to buy a home insurance policy,” said Victor Mandes, American Integrity Insurance Vice President of Information Technology. “With the launch of our new technology, consumers can quickly and easily obtain an accurate quote, any time of day or night, and then select one of our local agents in order to bind their policy. Our goal is to provide Floridians with solutions and a user experience on par with what they would expect from a national carrier.”
The quote tool can be used by customers seeking up to $1.5M of Coverage A for a home and up to $1M in Coverage A for a condo; customers will need to work directly with one of the company’s agents to obtain a policy for an amount greater than that.
Putting Florida home insurance buyers in the driver’s seat
Similar to how a car buyer might conduct online research before visiting a dealership, American Integrity Insurance anticipates that Florida consumers will use their quote to educate themselves about their coverage options prior to finalizing the purchase with their trusted agency advisor. “Especially in Florida, the most hurricane-prone state in the nation, we’re pleased to have agency partners who can ensure that our customers are adequately protected based on their specific circumstances,” said Robert “Bob” Ritchie, American Integrity Insurance President and CEO. “Additionally, our agents fully understand our coverage and can help customers maximize the discount options available to them.”
Although it doesn’t qualify as a discount, one underutilized option is American Integrity Insurance Company’s deductible options for homeowners (for covered perils other than hurricanes). “Every other carrier in Florida offers either $500, $1,000 or $2,500 deductible options,” said Ritchie. “We are the first in the state to offer $1,500 and $2,000 options. Each $500 increment represents a statewide average savings of five percent on a homeowner’s annual premium.”
In addition to launching its instant quote tool, American Integrity Insurance has improved their website’s navigation and content, with the goal of educating and empowering Florida home insurance consumers. “With these new tools, consumers are able to be more informed when working with their agent to find the right balance of protection for their home and budget,” continues Ritchie. “In today’s fast-faced, digital world, that kind of convenience and knowledge is not only expected, it’s priceless.” For more information, please visit the company's web site www.aiicfl.com, or call 866-968-8390.
About American Integrity Insurance Group (American Integrity)
American Integrity Insurance, one of the largest writers of Florida homeowners insurance, has in excess of 225,000 customers and is represented by more than 800 independent agents. The Tampa-based company offers sound and comprehensive property insurance solutions, including traditional home insurance and coverage for vacant homes, condominiums, manufactured homes and dwelling fire policies. Connect with the company on Facebook, Twitter, Google+, LinkedIn, Pinterest or Instagram. For more information, please visit the company's web site www.aiicfl.com, or call 866-968-8390.
ISCS is the developer of SurePower Innovation®, a cloud-based modern enterprise suite for property and casualty (P&C) insurance organizations writing personal, commercial and specialty lines. SurePower Innovation extends beyond core administration (policy, billing and claims) to include reinsurance, business intelligence, document management, mobile, insurance accounting, producer/commission management, portals and more. ISCS consistently delivers SurePower Innovation as a complete, managed SaaS solution via ISCS's SurePackageTM deployment option, allowing insurers to focus on the business of insurance. For more information, visit www.iscs.com.