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Floridians are in for sticker shock when they see their annual property insurance premium. Some might think the rate hikes are caused by recent hurricanes, but a little-known phenomenon called Assignment of Benefits (AOB) abuse is one of the main drivers causing the increase. An AOB transfers the rights to an insurance claim to a third party, such as a contractor. It gives third parties authority to file claims, make repair decisions and collect insurance payments on behalf of, and sometimes without the knowledge of, the homeowner.

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Hurricane season begins June 1, and American Integrity Insurance Company, a premier Florida-based insurance provider, is dedicated to ensuring that Floridians are fully prepared before the next hurricane strikes. In the wake of 2017’s record-breaking storms, we urge customers not to wait until the last moment to begin making plans and gathering supplies.

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One of our American Integrity employees was recently featured on Fox 13 for generously donating his time and energy to purchase items for the Metropolitan Ministries food drive.
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American Integrity’s Home Cyber Protection Product Helps Protect Floridians’ Pockets as Cyber Thieves Troll for Victims This Holiday Season
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Helping Florida residents get their homes - and lives – back to normal in the aftermath of Hurricane Irma is our highest priority at American Integrity Insurance. The Tampa-based home insurance company will deploy its mobile catastrophe unit to Winter Haven on Wednesday, Sept. 27 in order to be available to customers who live in one of the areas greatly affected by Hurricane Irma’s track through the middle of the state.
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Helping Florida residents get their homes - and lives - back to normal in the aftermath of Hurricane Irma is our highest priority at American Integrity Insurance. The Tampa-based home insurance company will deploy its mobile catastrophe unit to Orlando on Monday, Sept. 25 in order to be available to customers who live in one of the areas most affected by Hurricane Irma’s track through the middle of the state.
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Helping Florida residents get their homes - and lives – back to normal in the aftermath of Hurricane Irma is our highest priority at American Integrity Insurance. The Tampa-based home insurance company has mobilized its disaster recovery team and will deploy its mobile catastrophe unit to Ft. Myers, Naples, Jacksonville and St. Augustine to help customers who have been affected by Hurricane Irma.
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American Integrity recently completed its annual policyholder survey, and the results show that 94 percent of policyholders who responded said they were very or somewhat likely to refer the Company to a friend or loved one. When converted to the industry standard Net Promoter® Score (NPS®) measurement system, American Integrity Insurance’s NPS® result would be a 64 – placing the Company among the upper echelon of customer loyalty torch bearers, such as USAA, Apple and Cadillac. The average NPS® score for insurance carriers is 37, per Temkin Group, a leading customer experience research, consulting, and training firm.
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American Integrity announces the promotion of seasoned sales professional, Justin Waters, CPCU, to the position of Vice President of Sales. Waters has assumed responsibility for the company’s field sales, internal sales and agency management teams. He is tasked with helping his employees further deepen American Integrity’s relationship with preferred independent agency partners throughout Florida, and expand the company’s share of wallet in the market.
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American Integrity Insurance Company, a premier Florida-based insurance provider, recently launched its golf cart insurance program. American Integrity is the only Florida-based homeowners insurance company (out of over 50) that offers this standalone coverage. In Florida, anyone over the age of 14 may drive a golf cart without a driver’s license and Florida has over 1,100 golf courses, more than any other state in America.

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American Integrity Insurance Company is mobilizing its disaster recovery team to help impacted customers get their homes – and lives – back to normal in the aftermath of Hurricane Matthew. The Tampa-based home insurance company has activated its disaster recovery team and is deploying its mobile catastrophe unit to Jacksonville on Oct. 14 to assist its policyholders impacted by the storm.
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American Integrity Insurance Company, one of Florida’s leading insurance companies, has staged its Catastrophe Response Team in preparation for Hurricane Matthew. The company continues to closely monitor Matthew’s path, and will deploy claims professionals as needed to help customers quickly recover from the storm.
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The company encourages impacted customers to call its dedicated 24/7 hurricane claims phone number – 1-844-MyAIIC1 – as soon as possible to report their damage and begin the claims process. It is important to note that, after a catastrophic event like a hurricane, the company’s claims response is based on damage severity – with the immediate and primary goal being to provide assistance to customers whose homes are unlivable, helping them obtain shelter, clothing and other basic necessities.
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American Integrity Insurance, a premier Florida-only home insurance carrier, announces that they are one of very few Florida-based companies offering Umbrella policies. American Integrity’s Umbrella program will offer coverage up to $5 million for policyholders. The base policy costs pennies a day, but could be worth thousands – if not millions – if the unfortunate occurs.
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American Integrity Insurance has recently hired industry expert Gloria Hendrickson as Senior Vice President of Risk Management. Gloria’s hiring comes in tandem with many positive growth changes at American Integrity, including new deductible choices for policyholders, the most number of options offered by any property insurance company in Florida.
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In Florida’s home insurance market, instant quote technology is lacking, to say the least. To fill that void and improve the purchasing process for the state’s consumers, one Florida domestic insurance company, American Integrity Insurance Group, co-developed a newly-available instant quote tool with ISCS, a leading provider of software and services to the P&C insurance industry.
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For the third consecutive year, American Integrity Insurance Group was recognized as one of the Top Places to Work in Tampa Bay. The Tampa Bay Times presented the top 100 places to work in their April 11th publication in partnership with Workplace Dynamics, one of the largest workplace survey providers in the United States.

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This is the third time American Integrity Insurance has earned the "Best Places to Work in Insurance" from Business Insurance magazine. Additionally, American Integrity Insurance was awarded the “Top Workplace in Tampa Bay” honor earlier this year from the Tampa Bay Times, and the company has also been named a “Best Companies to Work For in Florida” by Florida Trend magazine
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During an average month, American Integrity receives about 675 claim reports. In the days following a natural disaster, tens of thousands of customers could use the company’s system to file a claim report. To ensure the company is adequately prepared to manage extreme spikes in volume and can respond to customers in their greatest time of need, American Integrity has recently transitioned to ISCS’ SurePower Innovation, a platform that is equipped to process up to 15,000 claim reports per hour.
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American Integrity Insurance Company, recognizing the dangers posed to Florida’s consumers with recent cybersecurity attacks, held a consumer and insurance agent roundtable recently to discuss ways to provide insurance coverage in the event consumers become victims of having their identities stolen. American Integrity offers Identity Recovery coverage that provides restoration case management services from a licensed private investigator and expense reimbursement up to $15,000.
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American Integrity Insurance Group announced today that Business Insurance magazine recently recognized American Integrity as a “Best Place to Work in Insurance.” Earlier this year, American Integrity was awarded the “Top Workplace in Tampa Bay” honor from the Tampa Bay Times and a “Best Companies To Work For in Florida” by Florida Trend magazine.
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American Integrity's focus has always been on providing passionate, timely and friendly service to their policyholders. That's what's helped them grow to be Florida's third largest provider of new residential property insurance. Wherever you find a growing company with happy customers, you're sure to also find happy employees!
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American Integrity Insurance Group, among Florida’s top 5 residential, new business property insurance companies, announced today that they will now offer a policy designed to meet the needs of Floridians with owner occupied, primary residences valued from $750,000 to $1.5 million.
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Robert Ritchie, CEO of American Integrity Insurance, sees the world differently. It was his ability to spot trends and see opportunity that enabled him to launch his Florida-based residential property insurance company in the wake of significant market turmoil.