Dwelling Property 3 (DP-3)


A DP-3 policy is ideal for you if:

  • You own a rental property and need more coverage than what a DP-1 policy offers.
  • You are the homeowner and reside in the home, but are on a budget and need to limit coverage.

Dwelling Property 3 DP3 Landlord insurance in Florida

A dwelling policy 3 (DP-3) is the ideal home insurance policy for rental or non-owner occupied homes in Florida and is sometimes referred to as “landlord insurance” or “rental property insurance.” It’s also available to insure owner-occupied homes which might not meet the requirements of a standard homeowners policy or if the owner of the home is on a budget and needs to limit coverage to make it affordable. Since the dwelling policy provides less coverage than a traditional homeowners insurance policy, it’s also much cheaper.

Be sure to let your agent know when they provide you with a quote if your home has protective devices like a burglar alarm or a fire alarm, is located in a gated community or has limited access, or if you’re a senior citizen as this can decrease the cost of your premium.

Our financial stability rating and superior service makes us one of the best homeowner’s insurance companies in Florida!


Our X-Wind insurance is available for our homeowners, condo, dwelling fire and vacant home products. X-Wind policies exclude coverage for damage caused by wind, hail, tornadoes, hurricanes and tropical storms. Contact your American Integrity Insurance Agent for further details.