Homeowners Insurance Florida | Don’t Risk It. Get Flood Insurance.

homeowners insurance Florida

Homeowners Insurance Florida | Have you ever been caught in a downpour while driving and looked in your rear view mirror only to find that it’s sunny and clear behind you? We understand; Florida weather is anything but predictable. We have to endure tropical storms, hurricanes, and torrential rains. Think you’re in the clear if you live inland? Think again! Everyone in Florida is at risk of flooding, even if you don’t live by the ocean.  

Fast Flood Facts from FEMA:

  • Over 20% of flood claims are due to flooding on properties that are outside of the high risk flood zone.
  • Floods are the most common and costly natural disaster in the U.S.
  • Just one inch of water can cost more than $20,000 in damage.
  • Floods can be caused by storms, hurricanes, dams or levees breaking, or even a new development that changes how water flows above and below ground.

Each storm season is unique and has the potential to cause damage in its wake. But it’s not just a named storm that can wreak havoc on your home. Just inches of water can cause thousands of dollars worth of damage to your home. Did you know your standard homeowners policy doesn’t include flood insurance? If this comes as a surprise to you, it’s definitely time to get coverage.

Obtaining a flood insurance policy can be relatively inexpensive and easy. American Integrity offers a flood endorsement that provides higher coverage limits and rates can be up to 15% lower than the NFIP. It can also be more convenient because there is no waiting period, whereas the NFIP waiting period can be up to two weeks. Private policies may also offer broader coverage. Think it’s time to switch coverages? Click here to learn more about our new private Flood Insurance!

At American Integrity Insurance, Florida home insurance is not just what we do - it's who we are.  Visit us online for more information on homeowners insurance Florida at aiicfl.com or request a quote here!


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