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American Integrity Insurance Company has a comprehensive and
substantial reinsurance program. The program has been designed to
protect American Integrity's policyholder surplus in the event of a
major catastrophe. American Integrity has placed catastrophe excess
of loss reinsurance up to the 100 year modeled return period for
its entire portfolio of insureds.
American Integrity is participating in the catastrophe excess of
loss provided by the Florida Hurricane Catastrophe Fund at the 90%
level as well as the catastrophe excess of loss provided by the
Florida Hurricane Catastrophe Fund solely to Limited Apportionment
companies. For catastrophes other than hurricanes (i.e. tropical
storm damage), American Integrity's private reinsurance will cover
claims that otherwise would have been covered by the Florida
Hurricane Catastrophe Fund. American Integrity's catastrophe excess
of loss reinsurance program will also protect the Company on a
second catastrophic event through their reinstatement premium
protection program. American Integrity has purchased its
reinsurance from highly rated, creditworthy reinsurers having no
less than an "A- (Excellent)" rating by A.M. Best Company.
Below is a list of American Integrity's reinsurance
partners:
|
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| Everest Reinsurance Co. |
A+, g
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$2,527,518,747
|
| Houston Casualty Co. |
A+, g
|
$1,706,630,865
|
| Munich Reinsurance America, Inc. |
A+, g
|
$4,390,299,189
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| Odyssey America Reinsurance Corp. |
A, g
|
$3,320,140,619
|
| QBE Reinsurance Corp |
A, g
|
$594,616,422
|
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| Alterra Bermuda Limited
Formerly Alterra Insurance Limited |
A
|
$2,531,859
|
| Amlin Bermuda Ltd. |
A
|
$1,580,569
|
| Arch Reinsurance Ltd. |
A
|
$4,865,371
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| DaVinci Re Ltd. |
A
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$1,488,890
|
|
Endurance Specialty Insurance Limited |
A
|
$3,053,018
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| Flagstone Réassurance Suisse SA |
A-
|
$1,701,839
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| Hiscox Insurance Co. |
A
|
$941,770
|
| Montpelier Reinsurance Ltd. |
A-
|
$1,902,700
|
| Renaissance Reinsurance Ltd. |
A+
|
$1,600,000
|
| Torus Insurance (Bermuda) Ltd. |
A- g
|
$678,400
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| Validus Reinsurance Ltd. |
A-
|
$3,414,600
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| XL Re Ltd. |
A, g
|
$4,741,679
|
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| Hiscox Syndicate
0033 |
A
|
£ 900,000
|
| Hardy Syndicate
0382 |
A
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£ 300,000
|
| Faraday Syndicate
0435 |
A
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£ 325,000
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| Atrium Syndicate 0570 |
A
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£ 144,900
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| Advent Syndicate
0780 |
A
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£ 200,000
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| Omega Syndicate 0958 |
A
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£ 280,000
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| Broadgate Syndicate 1301 |
A
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£ 110,000
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| Ascot Syndicate 1414 |
A
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£ 600,000
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| Barbican Syndicate 084 |
A
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£ 180,200
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| Amlin Syndicate 2001 |
A
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£ 1,035,000
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| Map Syndicate 2791 |
A
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£ 504,896
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| Novae Syndicate 2007 |
A
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£ 575,000
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| Cathedral Syndicate
2010 |
A
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£ 350,016
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| Markel Syndicate 3000 |
A
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£ 340,000
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