American Integrity Insurance Group
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Reinsurance
Reinsurance

American Integrity Insurance Company has a comprehensive and substantial reinsurance program. The program has been designed to protect American Integrity's policyholder surplus in the event of a major catastrophe. American Integrity has placed catastrophe excess of loss reinsurance up to the 100 year modeled return period for its entire portfolio of insureds.

American Integrity is participating in the catastrophe excess of loss provided by the Florida Hurricane Catastrophe Fund at the 90% level as well as the catastrophe excess of loss provided by the Florida Hurricane Catastrophe Fund solely to Limited Apportionment companies. For catastrophes other than hurricanes (i.e. tropical storm damage), American Integrity's private reinsurance will cover claims that otherwise would have been covered by the Florida Hurricane Catastrophe Fund. American Integrity's catastrophe excess of loss reinsurance program will also protect the Company on a second catastrophic event through their reinstatement premium protection program. American Integrity has purchased its reinsurance from highly rated, creditworthy reinsurers having no less than an "A- (Excellent)" rating by A.M. Best Company.

Below is a list of American Integrity's reinsurance partners:

Domestic A.M. Best Rating Policyholders' Surplus ($000)
Everest Reinsurance Co.
A+, g
$2,527,518,747
Houston Casualty Co.
A+, g
$1,706,630,865
Munich Reinsurance America, Inc.
A+, g
$4,390,299,189
Odyssey America Reinsurance Corp.
A, g
$3,320,140,619
QBE Reinsurance Corp
A, g
$594,616,422
Bermuda A.M. Best Rating Policyholders' Surplus ($000)
Alterra Bermuda Limited Formerly Alterra Insurance Limited
A
$2,531,859
Amlin Bermuda Ltd.
A
$1,580,569
Arch Reinsurance Ltd.
A
$4,865,371
DaVinci Re Ltd.
A
$1,488,890
Endurance Specialty Insurance Limited
A
$3,053,018
Flagstone Réassurance Suisse SA
A-
$1,701,839
Hiscox Insurance Co.
A
$941,770
Montpelier Reinsurance Ltd.
A-
$1,902,700
Renaissance Reinsurance Ltd.
A+
$1,600,000
Torus Insurance (Bermuda) Ltd.
A- g
$678,400
Validus Reinsurance Ltd.
A-
$3,414,600
XL Re Ltd.
A, g
$4,741,679
Lloyd's of London A.M. Best Rating Policyholders' Surplus ($000)
Hiscox Syndicate 0033
A
£ 900,000
Hardy Syndicate 0382
A
£ 300,000
Faraday Syndicate 0435
A
£ 325,000
Atrium Syndicate 0570
A
£ 144,900
Advent Syndicate 0780
A
£ 200,000
Omega Syndicate 0958
A
£ 280,000
Broadgate Syndicate 1301
A
£ 110,000
Ascot Syndicate 1414
A
£ 600,000
Barbican Syndicate 084
A
£ 180,200
Amlin Syndicate 2001
A
£ 1,035,000
Map Syndicate 2791
A
£ 504,896
Novae Syndicate 2007
A
£ 575,000
Cathedral Syndicate 2010
A
£ 350,016
Markel Syndicate 3000
A
£ 340,000
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