This type of policy offers coverage for homes that fall outside of standard homeowners guidelines.  This policy offers coverage for rental and non-owner occupied homes.  This type of policy may also save you money by selecting only the coverage you need.  This policy offers many options to increase or decrease coverage based upon your individual needs.

Sometimes referred to as a "residential fire policy," this offering is the most basic policy type.  The purpose of this policy is to provide only essential coverage at an affordable rate.  This policy is available for rental, seasonal and other occupancies.

A manufactured home insurance policy covers both the physical residence as well the personal property within. Coverage is provided for a wide range of perils including wind, fire, falling objects and explosion amongst many other causes of damage. Additional coverage for screened enclosures, attached structures and golf carts is available. The type of community of the property also allows for greater flexibility to the unique and individualized needs of each policyholder.