In addition, this policy can include loss of rents or additional living expense coverage in the event the manufactured home becomes uninhabitable due to a covered loss. American Integrity's manufactured home fire program also has a range of liability and medical payment limits available to provide coverage for damages to others the homeowner may be legally responsible to pay. This program offers a wide-variety of coverage, discount, and deductible options that can be tailored to your individual insurance needs.



What is the difference between a manufactured home and a modular home?

A manufactured home is built on a metal frame, brought in with its own wheels and axles, set up on piers, has a serial number and is tied down in accordance with Florida Statute 320.8325. A modular home is not constructed on a metal frame. It is set up on a cement slab and bolted to the slab. It is not tied down. If otherwise eligible, modular homes can be written on a homeowners (HO3) form and rated frame construction.