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American Integrity has received an "A" (Exceptional) Financial Stability Rating ® from Demotech, Inc.
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FSR for American Integrity Insurance Company of Florida, Inc.

Reinsurance

American Integrity Insurance Company has a comprehensive and substantial reinsurance program. The program has been designed to protect American Integrity’s policyholder surplus in the event of a major catastrophe. American Integrity has placed catastrophe excess of loss reinsurance up to the 100 year modeled return period for its entire portfolio of insureds.

American Integrity is participating in the catastrophe excess of loss provided by the Florida Hurricane Catastrophe Fund at the 90% level as well as the catastrophe excess of loss provided by the Florida Hurricane Catastrophe Fund solely to Limited Apportionment companies. For catastrophes other than hurricanes (i.e. tropical storm damage), American Integrity’s private reinsurance will cover claims that otherwise would have been covered by the Florida Hurricane Catastrophe Fund. American Integrity’s catastrophe excess of loss reinsurance program will also protect the Company on a second catastrophic event through their reinstatement premium protection program. American Integrity has purchased its reinsurance from highly rated, creditworthy reinsurers having no less than an “A- (Excellent)” rating by A.M. Best Company.

Below is a list of American Integrity’s reinsurance partners:

American Integrity Insurance Company of Florida, Inc.
Tampa, Florida
Property Catastrophe Excess of Loss Reinsurance Program
2008 Subscribing Reinsurers – Key Financials
 
Domestic NAIC Number FEIN Number A.M. Best Rating
QBE Reinsurance Corp 10219 23-1641984 A
Bermuda NAIC Number FEIN Number A.M. Best Rating
DaVinci Reinsurance Ltd. N/A AA-3194122 A
Flagstone Reinsurance Ltd. N/A AA-3190877 A-
Harbor Point Re Limited N/A AA-3190886 A
Hiscox Insurance Company (Bermuda) Ltd. N/A AA-3190875 A-
Max Bermuda Ltd. N/A AA-3190829 A-
Montpelier Reinsurance Ltd. N/A AA-3194129 A-
New Castle Reinsurance Ltd. N/A AA-3190869 A-
Omega Specialty Insurance Company Ltd. N/A AA-3190913 A-
Renaissance Reinsurance Ltd. N/A AA-3190339 A+
Validus Reinsurance Ltd. N/A AA-3190870 A-
XL Re, Ltd. N/A AA-3190757 A
Continental Europe NAIC Number FEIN Number A.M. Best Rating
Glacier Reinsurance AG N/A AA-1464111 A-
London NAIC Number FEIN Number A.M. Best Rating
Advent 0780 N/A AA-1126780 A
Amlin 2001 N/A AA-1128001 A
Antares 1274 N/A AA-1120085 A
Arrow 1910 N/A AA-1120083 A
Ascot 1414 N/A AA-1127414 A
Broadgate 1301 N/A AA-1127301 A
Cathedral 2010 N/A AA-1128010 A
Faraday 0435 N/A AA-1126435 A
Hardy 3820 N/A AA-1120068 A
Hiscox 0033 N/A AA-1126033 A
MAP 2791 N/A AA-1128791 A
Novea N/A AA-1120071 A
Omega 0958 N/A AA-1126958 A

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